Terms of Use

Last updated June 1, 2024

Please read these terms of use ("Terms") carefully before using Capitowl™ (the "App") operated by Capitowl, LLC ("we," "us," or "our"). These Terms govern your use of the App and all content, features, and services provided through the App. By accessing or using the App, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using the App.

Acceptance of Terms

By using the App, you affirm that you are at least 16 years old and capable of entering into a legally binding agreement. If you are using the App on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

User Account

In order to use certain features of the App, you may need to create a user account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated. You are solely responsible for maintaining the confidentiality of your account and password and for any activities that occur under your account.

You must not use another user's account without their permission. If you suspect any unauthorized use of your account, you must notify us immediately. We reserve the right to suspend or terminate your account at our sole discretion.

Intellectual Property Rights

The App and all of its content, including but not limited to text, graphics, logos, images, software, and audio or video files, are the property of Capitowl, LLC or its licensors and are protected by applicable intellectual property laws. You may not use, reproduce, modify, or distribute any content from the App without our prior written consent.

You retain ownership of any content you submit to the App. By submitting content, you grant us a non-exclusive, royalty-free, worldwide, perpetual, and transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with the operation of the App and our business.

Prohibited Conduct

You agree not to use the App for any unlawful or unauthorized purpose, including but not limited to:

  • Violating any applicable laws or regulations.
  • Infringing upon the rights of others.
  • Uploading or transmitting viruses or any other malicious code.
  • Interfering with or disrupting the operation of the App or its servers.

You must not attempt to gain unauthorized access to any part of the App, other user accounts, or any other systems or networks connected to the App.

Data Use

By accessing or using our App and services, you expressly consent to our collection, processing, and storage of your personal and transactional data as outlined in our Privacy Policy. This consent is granted in accordance with applicable data protection laws and regulations. By agreeing to these Terms of Use, you acknowledge that you have read and understood how your information is handled, protected, and utilized to provide you with our services. If you do not agree to these terms, please refrain from using our App.

Privacy Policy

We collect and process personal information in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the App, you consent to such collection and processing and warrant that all data provided by you is accurate.

Disclaimer of Warranties

The App is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the App's accuracy, reliability, suitability, or availability. We disclaim all warranties, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

In no event shall Capitowl, LLC, its directors, officers, employees, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of the App or these Terms, even if advised of the possibility of such damages.

Modification and Termination

We reserve the right to modify or terminate the App or these Terms at any time, with or without notice. Your continued use of the App after any modifications to the Terms constitutes your acceptance of the modified Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of The United States of America. Any disputes arising out of or in connection with these Terms shall be resolved through arbitration in accordance with the rules of American Arbitration Association (AAA), and the arbitration shall be held in Seattle, Washington. The language of the arbitration shall be English.

Entire Agreement

These Terms constitute the entire agreement between you and Capitowl, LLC regarding the use of the App and supersede any prior or contemporaneous agreements or understandings, whether written or oral.

By using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

Contact Us

If you have any questions or concerns about these Terms, please contact us by email at info@capitowl.io.

Capitowl™ is a trademark of Capitowl, LLC.